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According to Pretected.com, after an accident, DUI or if you've received multiple tickets, car insurance rates typically go up more than 70%, as insurance carriers consider you a "high-risk" driver or more likely to file an insurance claim than most people. That can mean hundreds of dollars more out of your pocket each year! 

You may think finding cheap auto insurance in that situation is impossible but comparing insurance providers with Pretected.com can help you find the best insurance options for you. 

If you are considered a high-risk driver your current company might even decide to drop you. Here's what you can do:

• Start searching for car insurance immediately and compare between multiple insurance providers with Pretected.com.

• Factors such as where you live, your age, and your credit score will also have an effect on your premium. Prepare some basic information so you can compare your options.

• Get multiple quotes. Companies vary greatly in how they price policies. The only way to find the cheapest rate is to get car insurance quotes from several competitors.

• Check insurance rates again a year later and every year after that. Rates after an accident or DUI tend to drop after some time has passed and it's worth checking other insurance companies as they might be cheaper than yours at those points.

States vary in how long they require DUI offenses or accidents or receiving multiple tickets to stay on your driving record, and companies vary in how much and how long they charge more for the blemish on your record. For instance, in California, a DUI stays on your record for 10 years. During that time, you will probably not be able to earn a good driver discount.

In many states, high-risk auto insurance companies will have to file a form called SR-22 with the state's motor vehicle or insurance department proving you have purchased at least your state's minimum required auto insurance.

Whether you are in prime condition, at high risk after a DUI, or in need of an SR-22 - Pretected.com has got you covered and offers a whole range of auto insurance providers so you can always find what you need.