The best types of jewelry to invest in are the ones that you can wear and blend with different wardrobes. You'll have to have pieces that work together, but at the same time, it should also convey your personal or signature style. Experts suggest that every woman must own the following jewelry items:

1. Stud earrings - These are great for everyday wear and will serve as the "backdrop" and "finishing touch" to what you wear, according Elena Kiam of Lia Sophia jewelry via Red Book. A pair of diamond stud earrings is a classic, elegant and versatile choice and some of these come in colors, per Zydo jeweler Eli Zybert via Huffington Post.

2. Everyday necklace - Go for a stylish necklace that will work well with any type of neckline, according to You Beauty. A necklace with a charm or pendant can be layered with a longer necklace to help draw the eyes down to your torso and provide the illusion of a slimmer waistline. 

3. Statement necklace - To create a stylish look, a statement necklace can transform a little black dress or a simple white jeans and shirt combination into a fashionable wardrobe. It should be colorful and intricate to turn a plain outfit into a dazzling ensemble for parties and cocktails.

4. Pearl necklace - This item never goes out of style and adds a touch of sophistication to your work outfit or party dresses. The necklace shouldn't be too short or too long; it should work even when this is the only jewelry you have to wear, according to Who What Wear. 

5. Cocktail ring - For a pop of color, a chunky ring isn't just for cocktail parties, as you can wear this with everyday clothes. If your hands are smaller, choose a less chunky, but still substantially sized ring. 

6. Bracelet - Invest in a bracelet that provides a balance between eclectic and sophisticated. It must be one that can be worn by itself or stacked against other trendy bracelets and cuffs.